How Can I Get Financed With ITIN?

Getting Financed At McNeill Chevy

For decades, we’ve been helping the people of Wilkesboro and the surrounding areas get their cars financed with ease. A lot of our customers worry that if they don’t qualify for conventional loans, they might not be able to buy a car, which simply isn’t true. 

Contrary to popular belief, you don’t always need a social security number (SSN) to buy a car. We’ve helped many of our customers get behind the wheel of their dream car using their Individual Taxpayer Identification Numbers (ITIN).

We’ll tell you all about it below! 

Can I finance my car using my ITIN?

Yes! People do it all the time, and if you have the right documentation to support your application, getting your car financed is super easy, barely an inconvenience.

What if I don’t have an ITIN?

Then you can apply for one easily! Here’s what you’ll need:

• A form W-7, which is your main application for your ITIN (you can get the form on the IRS website) 
• Documents proving your identity and foreign status

With these, the IRS will send you over your ITIN and you should be ready to get your car financed!

Will McNeill Chevy recommend a good lender for me?

Absolutely. Our network of lenders includes institutions that offer multiple options with rates specifically designed to fit your budget and situation. We carefully vet each partner we work with to ensure the best experience for you.

What cars can I get financed from McNeill Chevy?

We’ve got a wide range of options available at McNeill Chevy of Wilkesboro, and we can help you with financing for all of them. Say you’re interested in a new Chevy Silverado 1500 for sale in Wilkesboro and the surrounding areas. You’ll be able to get it financed with your ITIN easily.

And that’s not just new cars. We also help with financing for all our pre-owned vehicles. For example, you might be interested in buying a used Chevy Colorado for sale in Wilkesboro and the surrounding areas. Our team of experts will help you get behind the wheel of one with easy, flexible financing options.

What are some tips that’ll help me get the best financing options with my ITIN?

A good credit history

While an ITIN itself doesn’t help build credit or a solid credit history, using your ITIN for things like home loans, rent payments, etc. can definitely help.

Documentation

Things like your ID, proof of income, and residential address can help you get through the financing process faster and with a lot more ease.

Why should I buy from McNeill Chevy?

We’re one of the highest-rated car dealerships in North Carolina with an average 4.5+ rating on Google. Our customers love McNeill for the ease of purchasing a car with us, and the tremendous flexibility and range of options we offer.

Our entire process is built around putting the customer at the center of the buying experience.

So, swing by our dealership on US-421, and let’s utilize your ITIN to find you your dream car.